The SBI Simply Save Credit Card is one of the most popular credit cards in India for people who love saving on daily expenses. In this review, we’ll explore what makes it a great choice in 2025 — its features, benefits, fees, and ideal users.
What Is the SBI Simply Save Credit Card?
The SBI Simply Save Credit Card is designed for everyday spending. It helps you earn rewards when you shop for groceries, dine out, watch movies, or fill fuel. It’s perfect for those who use their credit card regularly but don’t want to pay high annual fees.
Key Benefits of the SBI Simply Save Credit Card
Here’s why many people choose this card in 2025:
1. Reward Points on Daily Spending
- Earn 10 Reward Points for every ₹100 spent on movies, groceries, dining, and departmental stores.
- Get 1 Reward Point for every ₹100 spent on all other purchases.
2. Welcome Gift
Receive 2,000 bonus reward points when you spend ₹2,000 within the first 60 days of getting the card.
3. Fuel Surcharge Waiver
Save 1% fuel surcharge at petrol pumps across India for transactions between ₹500 and ₹3,000.
4. Easy EMI Option
Convert your large purchases into affordable EMIs and pay comfortably over time.
5. Contactless Payments
Enjoy fast and secure tap-and-pay technology for seamless transactions.
SBI Simply Save Credit Card Fees
- Joining Fee: ₹499 (one-time)
- Renewal Fee: ₹499 per year (waived if you spend ₹1 lakh in a year)
- Finance Charges: Up to 3.5% per month (42% annually)
These charges make the SBI Simply Save Credit Card an affordable and value-packed option for beginners and regular users alike.
Who Should Get the SBI Simply Save Credit Card?
This card is ideal for:
- People who spend mostly on groceries, dining, and entertainment.
- First-time credit card users who want simple rewards.
- Those looking for a low-cost card with practical, everyday benefits.
If you prefer offline spending and want to earn steady rewards without tracking complex categories, this card is a perfect match.
How to Apply for the SBI Simply Save Credit Card
You can apply online easily through the official SBI Card website. Just enter your basic details, upload documents like PAN, Aadhaar, and income proof, and get quick approval if eligible.
Final Review: Is It Worth It in 2025?
Yes — the SBI Simply Save Credit Card continues to be one of the best options in 2025 for people who want a simple, rewarding card for daily use. It offers good cashback value, easy reward redemption, and strong benefits without heavy fees.
If your goal is to save more while spending smartly, the SBI Simply Save Credit Card is definitely worth considering.
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