Applying for an SBI Credit Card is quick and easy, but waiting for approval can feel like forever—especially when you’re excited to start enjoying its rewards and benefits. The good news? You can now check your SBI Credit Card application status online in just 2 minutes from the comfort of your home.

In this guide, we’ll show you exactly how to track your application step-by-step—no need to call customer care or visit a branch!



 Why Track Your SBI Credit Card Application Status?

Once you’ve submitted your credit card application, SBI begins reviewing your profile based on income, credit score, and other criteria. Tracking your SBI Credit Card status lets you:

  • Stay updated on approval progress

  • Fix errors or delays faster

  • Get instant notifications once approved

Whether your application is approved, pending, or declined, checking it online gives you clarity and control over the process.

 What Details Do You Need?

To check your SBI Credit Card application status, you need one of the following:

  • Application number/reference number (sent via SMS/email)

  • PAN card number

  • Date of birth (DOB)

Even if you’ve lost the reference number, you can still track your status using your PAN and DOB.

 How to Check SBI Credit Card Application Status Online

Follow these easy steps:

 Method 1: Using Application/Reference Number

  1. Go to the SBI Card official website – www.sbicard.com

  2. Click on ‘Track Application’ from the top navigation or visit this direct link: https://www.sbicard.com/en/eapply/track-application-status.page

  3. Enter your application number or reference number

  4. Fill in the captcha code

  5. Click on ‘Track’

You will instantly see your current SBI Credit Card application status on the screen.

 Method 2: Using PAN & Date of Birth

  1. On the same page, click on ‘Retrieve Application’

  2. Enter your PAN card number and Date of Birth

  3. Fill the captcha and click ‘Retrieve’

Your application reference number will appear, and you can now proceed to check the status using Method 1.

 Possible Status Results

Here’s what your application status might show:

  • In Progress: Your application is under review.

  • Approved: Your card is approved and will be dispatched soon.

  • Dispatched: Your card has been shipped. Track it using the tracking number.

  • Declined: Application rejected due to eligibility or document issues.

  • On Hold: More documents or verification needed.

If your status is "Declined" or "On Hold," contact SBI Card customer care at 1860 180 1290 or visit the nearest SBI branch for assistance.

 Can You Track the Status via SBI Card Mobile App?

Yes! If you've already signed up or have an existing account:

  1. Download the SBI Card App from Google Play Store or Apple App Store

  2. Login using your mobile number and OTP

  3. Go to the ‘Track Application’ option from the menu

  4. Enter your reference number and check the latest status

This is one of the quickest ways to stay updated on the go.

 How Long Does It Take to Get an SBI Credit Card?

Once approved, the card is usually dispatched within 5 to 7 working days. You’ll get SMS and email updates with tracking details.

Tip: After approval, check if you're eligible for an Instant SBI Credit Card to start using it digitally before the physical card arrives.

 Final Thoughts

Now you know exactly how to check your SBI Credit Card application status online in 2 minutes. With simple tools like the SBI Card website and app, you can track your card status without any hassle.

If you're planning to apply for an SBI Credit Card, rest assured the process is transparent, easy, and well-supported with real-time updates. And once approved, you can start enjoying rewards, cashback, and more with one of India’s most trusted credit cards.

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